I can’t tell you I’ve been on an extended vacation. I wasn’t.
I can’t tell you that I’ve been unable to contribute to this blog. I was able, but didn’t.
I can’t tell you that any other external reason kept me from posting. What I can say is that I didn’t know where I was going with this blog, or with life. There are too many choices and, with more years behind me than ahead, some tough choices had to be made.
Living frugally my entire life has helped us get to this point. We always lived within our means. We avoided debt. We have been happy with older cars. It all adds up to being financially secure in retirement.
It took some time for our income to stabilize now that the regular paychecks are gone. Being frugal eased our way through that time and I focused on those topics here. While I will always practice frugality, I don’t want to make it the centerpiece.
My goal from this point is to chronicle my journey to the best retirement years I can imagine. I have to learn some new skills. I have to leave my comfort zone. I have to be bold and grab what I want or the years will simply pass by and I’ll be in the same place as I am now. Nothing would be more disappointing.
This blog will continue to be my outlet for things learned, for celebrating successes, and for the teachable moments that only come from failure
Not interested in lists? I understand. I really do.
I like lists. I use lists. They keep me on track.
One list I make every year is my holiday gift list. I have everyone that I plan on giving a gift listed and then I list what the gift will be. It’s not written in stone but, when I think of something good for someone, I jot it down on my list. I’m never stuck at the last-minute with the “What do I get so-and-so?” question. It also prevents good ideas from slipping away. They do that more often now.
I make many of the gifts I give and I’ve done that for decades. This takes time and I start early. My list helps me shop for supplies that I will need to complete projects efficiently and economically. I know what I’ll need so I wait for sales, I use discount coupons, and I shop carefully. Using my list faithfully helps me gather everything together so, when I start to make the item, I don’t have to stop because I’m short on one supply or another. I keep projects in zip storage bags. Everything I need is in the bag including any patterns or instructions, notions, fabrics, etc. As I acquire a needed component, I add it to the bag.
Because of my list, I’m nearly done with shopping for this year. I’ll pick up a few things along the way, but the big purchases are mostly done.
Making my list and getting started on holiday shopping early is key to a smooth season. Having my list saves my money and my sanity.
We started on the first of our fall chores this weekend by tackling the windows. (See Cleaning up for Fall) It’s truly a chore because you just can’t wash the windows. You have to move any furniture, plants, and all other things that are placed in front of the windows on the inside. The screens need to be removed, cleaned and repaired if necessary. After all that, you can wash the windows. Of course, they are two-sided so the work is doubled.
I saw this formula several months ago and vowed to try it whenever we got around to the windows. It’s promise was to lessen the work, which I’m all for, and it did. The water sheeted off the windows and didn’t require wiping or the use of a squeegee. It’s important to hose off the windows prior to cleaning to remove as much dust and dirt as possible. Once the solution gets dirty, it doesn’t rinse off as well and leaves the windows smeared.
Here is One Good Thing by Jillee’s original recipe. I made mine loosely based on this, but simplified it by adding 1/4 cup of everything to the 2 gallons of water. It worked. I’m sold.
Homemade Streak-Free Window Cleaner
1/2 bottle of Dishwasher Rinse Aid (the bottle I bought was just under 7 ounces so I measured out 3.5 ounces)
4 Tablespoons isopropyl alcohol (I used 70%)
1/4 cup ammonia
1 handful of powdered dishwasher detergent (which depending on the size of your hand could probably vary quite a bit! I used a “handful” which looked to me to be about 1/4 cup. Give or take.)
2 Gallons of hot water
I hope I’m not alone in this, but I don’t like housework. The only good chore is one that is done.
Getting things done isn’t that simple for me. It’s entirely too easy to be distracted from household tasks. I can start something and stop before I’m finished because something else is more interesting. Watching the grass grow or the paint dry is particularly alluring.
We associate Spring with cleaning. Why? My house needs cleaning more than once a year so I like to do a fall cleaning, too. It’s too warm in the house over the summer to do any heavy work, even with the AC on. I don’t turn the temp down enough to allow for deep cleaning because I don’t want a power bill the size of the mortgage. In the fall, it’s naturally a good temperature in the house for heavy work.
So, let’s get started on a good Fall cleaning.
This site has a list of chores and blank check-lists to download
I think frugality drives innovation, just like other constraints do. One of the only ways to get out of a tight box is to invent your way out
Frugality is founded on the principal that all riches have limits.
Without frugality none can be rich, and with it very few would be poor.
“There is no dignity quite so impressive, and no independence quite so important, as living within your means.”
“The way to wealth is as plain as the way to market. It depends chiefly on two words, industry and frugality: that is, waste neither time nor money, but make the best use of both. Without industry and frugality nothing will do, and with them everything.”
― Benjamin Franklin —
“He who will not economize will have to agonize”
Our house had no window coverings when we bought it. I was OK with that. We’re out in the country with no close neighbors.
Also, our previous house was dark and I enjoyed the light coming in the windows here, and I didn’t want to block that. It always felt like living in a cave in that other house, but this one is light and bright.
I have managed to put minimal window treatments up in all the rooms except the kitchen. I didn’t know what I wanted there and I truly didn’t want to block the light.
It’s interesting how things are presented to you when you look. At an estate sale, I found these lace curtain panels. They were $.25 each. I bought all 8 of them. With a little cutting and hemming, they will work well on my kitchen windows.
I call this serendipitous frugality. We were looking for other items at that estate sale, but these curtains were there waiting for me. The lesson of this little story is that opportunities present themselves when you are looking and, sometimes, it will only cost $2.00.
On this anniversary of a tragedy, remember that freedom isn’t free.