Livin' and Learnin'

Do we need to call a list of goals a bucket list? That has a desperate connotation to it and goals shouldn’t be pursued just because the end is near. Any list should be positive as well as useful.

Many years ago, I wrote out a list of 100 goals. My list of 100 was random, at best. I did it as part of a challenge from someone’s website, the name of which is lost to history. The point made in an article on that website was: Why stop at 1 goal or 5 goals? Why not create 100 goals to follow? I bit. Why not? I didn’t date it, but my earliest notation of reaching a goal was in 2002. I’ve completed about 40% of the list without really working at it.

Some of the remaining things on the list pertained to household projects that I wanted to do, such as landscaping and remodeling. We sold that house in early 2009 and our new house didn’t need those upgrades. Do I count those things in the undone column or the completed column? I was able to sell that house without everything that I had hoped to do, so does that count as anything?

Some things I will never complete because they are too vague. I was running out of ideas and put down “Be Happy” as one of my goals. There is no way to achieve that unless I define it. I guess it’s like pornography: I can’t define it but I know it when I see it.

It’s possible to have 100 goals but it was clear that I did not. In my frenzy to reach 100 entries, I wrote down “be happy” and “find meaningful work.” No wonder I still have so many outstanding goals because those goals would never really be achieved without a clearer definition.

I’m ready to create a new list of goals but I’m going to tame the chaos of my original list. What I should have done at that time was to separate my goals by category. Some I categories I could have used are:

Physical items

Rather than my shotgun approach, I will now take each category and determine if there is something I want to work towards in that area. Some of the categories won’t have anything to pursue while others may have many goals. It’s not permanent, either. As a human, I have the ability to change my mind and change directions.

I know that fluidity is sometimes detrimental to my success. It’s that ability to change my mind that forces me to write things down or I start to wander. I’ll admit that shiny objects distract me from my path but the written task keeps me focused. I explained one of the lists that I keep for myself here. It has always worked for me as long as I work the list. Writing my goals down keeps me on track, too, if I remember to look at the paper occasionally. That is really the secret to success with lists and written goals. Never put the paper away and forget about it. If it’s in front of my face, I remember. If it isn’t, that shiny object holds my eye.

A quick search online for the benefits of written goals brings up many, many sites referring to a 1953 study of the Yale graduating class. It’s bunk. Not the written goals part but the existence of the study part. It didn’t happen, yet even well-known gurus cite it as gospel. A study done at Dominican University does support concept that those who write down goals achieve more than those who don’t write them down. (This study actually exists.)

Personally, I find that my written list serves several purposes:

  1. It forces me to clarify what I truly want to achieve
  2. It provides motivation to take the action I need to achieve the goal
  3. It helps me resist the shiny objects by keeping my focus on my goal
  4. It allows the great satisfaction of crossing something off that I have completed

There are still plenty of things I want to accomplish in life. A bucket list screams that death is nigh. It might very well be just around the corner, but I want to focus on living instead. No bucket list for me. I’m calling it a life list.

The media is abuzz over the Millenial generation now exceeding Baby Boomers in number. My question to all of these reporters who wrote these stories with such obvious glee, so what? Are they hoping for a larger, left-leaning voting bloc? The Millenials would offer that to them. Millenials support socialism, fear climate change and want more government action in that area, but they don’t vote in the numbers needed to significantly change any of those things.

The trend in political current political discussion is to blame the Baby Boom generation for everything from the climate to the economy. It’s all our fault. If they think that they will guilt me into not voting, sorry. I’m not dead and the stakes are too high to give up now. As a generation, we have to be diligent in protecting what we have worked so long to achieve.

Yet, when politicians truly want votes, who do they address?  squirrels

The statistics from recent elections show that less than 50% of Millenials vote. Compare that with over 70% of Boomers. If you were in charge of the candidate’s advertising budget, how much would you spend on the two generations? I guess it would depend on the personal agenda of the candidate. Afterall, “global warming” has the potential to make a select den of thieves very rich. Millenials are fearful of change in the climate, no matter how often the information out there is found questionable, and they look to the government for solutions. We saw how the EPA solved environmental problems when someone turned a river in Colorado a unique color.

According to surveys done by Pew research, the Millenial generation favors socialism over capitalism. The supposedly well-educated are espousing the virtues of socialism while staring at their completely capitalist-produced cell phone. According to a study done in 2012, 59% of Baby Boomers were supporting their adult children. It’s easy to support socialism when someone else is paying for it.

“In this present crisis, government is not the solution to our problem; government is the problem.”
-Ronald Reagan-

I would tell Millenials to be careful what you wish for. A federal government controlling even more of the US economy and our lives isn’t a good thing.

Boomers shouldn’t lose hope. We shouldn’t fear that we will be forced out onto the ice to wait for death. This generation needs to remember that we are still a force that the political class and advertisers, too, will still heed.

Together Again


I can’t tell you I’ve been on an extended vacation. I wasn’t.

I can’t tell you that I’ve been unable to contribute to this blog. I was able, but didn’t.

I can’t tell you that any other external reason kept me from posting. What I can say is that I didn’t know where I was going with this blog, or with life. There are too many choices and, with more years behind me than ahead, some tough choices had to be made.

Living frugally my entire life has helped us get to this point. We always lived within our means. We avoided debt. We have been happy with older cars. It all adds up to being financially secure in retirement.

It took some time for our income to stabilize now that the regular paychecks are gone. Being frugal eased our way through that time and I focused on those topics here. While I will always practice frugality, I don’t want to make it the centerpiece.

My goal from this point is to chronicle my journey to the best retirement years I can imagine. I have to learn some new skills. I have to leave my comfort zone. I have to be bold and grab what I want or the years will simply pass by and I’ll be in the same place as I am now. Nothing would be more disappointing.

This blog will continue to be my outlet for things learned, for celebrating successes, and for the teachable moments that only come from failure

Where Did I Put That List?

Not interested in lists? I understand. I really do.

I like lists. I use lists. They keep me on track.


One list I make every year is my holiday gift list. I have everyone that I plan on giving a gift listed and then I list what the gift will be. It’s not written in stone but, when I think of something good for someone, I jot it down on my list. I’m never stuck at the last-minute with the “What do I get so-and-so?” question. It also prevents good ideas from slipping away. They do that more often now.

I make many of the gifts I give and I’ve done that for decades. This takes time and I start early. My list helps me shop for supplies that I will need to complete projects efficiently and economically. I know what I’ll need so I wait for sales, I use discount coupons, and I shop carefully. Using my list faithfully helps me gather everything together so, when I start to make the item, I don’t have to stop because I’m short on one supply or another. I keep projects in zip storage bags. Everything I need is in the bag including any patterns or instructions, notions, fabrics, etc. As I acquire a needed component, I add it to the bag.

Because of my list, I’m nearly done with shopping for this year. I’ll pick up a few things along the way, but the big purchases are mostly done.

Making my list and getting started on holiday shopping early is key to a smooth season. Having my list saves my money and my sanity.

Fall’s First Chore

We started on the first of our fall chores this weekend by tackling the windows. (See Cleaning up for Fall) It’s truly a chore because you just can’t wash the windows. You have to move any furniture, plants, and all other things that are placed in front of the windows on the inside. The screens need to be removed, cleaned and repaired if necessary. After all that, you can wash the windows. Of course, they are two-sided so the work is doubled.

I saw this formula several months ago and vowed to try it whenever we got around to the windows. It’s promise was to lessen the work, which I’m all for, and it did. The water sheeted off the windows and didn’t require wiping or the use of a squeegee. It’s important to hose off the windows prior to cleaning to remove as much dust and dirt as possible. Once the solution gets dirty, it doesn’t rinse off as well and leaves the windows smeared.




Here is One Good Thing by Jillee’s original recipe. I made mine loosely based on this, but simplified it by adding 1/4 cup of everything to the 2 gallons of water. It worked. I’m sold.

Homemade Streak-Free Window Cleaner

1/2 bottle of Dishwasher Rinse Aid (the bottle I bought was just under 7 ounces so I measured out 3.5 ounces)
4 Tablespoons isopropyl alcohol (I used 70%)
1/4 cup ammonia
1 handful of powdered dishwasher detergent (which depending on the size of your hand could probably vary quite a bit! I used a “handful” which looked to me to be about 1/4 cup. Give or take.)
2 Gallons of hot water

Cleaning Up for Fall

I hope I’m not alone in this, but I don’t like housework. The only good chore is one that is done.

Getting things done isn’t that simple for me. It’s entirely too easy to be distracted from household tasks. I can start something and stop before I’m finished because something else is more interesting. Watching the grass grow or the paint dry is particularly alluring.

We associate Spring with cleaning. Why? My house needs cleaning more than once a year so I like to do a fall cleaning, too. It’s too warm in the house over the summer to do any heavy work, even with the AC on. I don’t turn the temp down enough to allow for deep cleaning because I don’t want a power bill the size of the mortgage. In the fall, it’s naturally a good temperature in the house for heavy work.


So, let’s get started on a good Fall cleaning.

This site has a list of chores and blank check-lists to download

We Are In Good Company

I think frugality drives innovation, just like other constraints do. One of the only ways to get out of a tight box is to invent your way out
–Jeff Bezo–

Frugality is founded on the principal that all riches have limits.
–Edmund Burke–

Without frugality none can be rich, and with it very few would be poor.
–Samuel Johnson–

“There is no dignity quite so impressive, and no independence quite so important, as living within your means.”
—Calvin Coolidge–

“The way to wealth is as plain as the way to market. It depends chiefly on two words, industry and frugality: that is, waste neither time nor money, but make the best use of both. Without industry and frugality nothing will do, and with them everything.”
― Benjamin Franklin —

“He who will not economize will have to agonize”